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Dave Reid is the founder and owner of Reid Assurance. He brings over twenty-five years of insurance and risk management experience to bear along with more than forty-five years of general business experience, but is still learning every day from each person he is privileged to meet. Furthermore, Dave continues his studies with continuing education not just as required by institutions but he is forever a student of the business, reading everything he can find in order to serve his Clients in the best possible way.
Dave is the proud father of four daughters and a growing crop of grandchildren. When not working with his Clients, he enjoys spending time with his family and traveling.
Originally from the Baltimore, Maryland area, Dave has spent most of his life in Michigan. He has now grown to dislike cold weather, so he follows the warm weather most of the time and may generally be found in Florida in the winter and the Mid-West in the summer.
Dave loves to follow the Detroit Tigers and gets to as many Detroit Tigers, Toledo Mud Hens, West Michigan Whitecaps, and Lakeland Flying Tigers games as possible. He hasn’t made it to a Double-A affiliate Erie SeaWolves game, but hopes to get there yet.
California License 0B50199
Florida License A217396
Michigan License 08452
National Producer Number 966209
Dave is licensed in numerous additional states across the USA including nearly all of the most populous. If he is not licensed in your state yet, he will add it for you.
Dave Reid is the founder and owner of Reid Assurance. He brings over twenty-five years of insurance and risk management experience to bear along with more than forty-five years of general business experience, but is still learning every day from each person he is privileged to meet. Furthermore, Dave continues his studies with continuing education not just as required by institutions but he is forever a student of the business, reading everything he can find in order to serve his Clients in the best possible way.
Dave is the proud father of four daughters and a growing crop of grandchildren. When not working with his Clients, he enjoys spending time with his family and traveling.
Originally from the Baltimore, Maryland area, Dave has spent most of his life in Michigan. He has now grown to dislike cold weather, so he follows the warm weather most of the time and may generally be found in Florida in the winter and the Mid-West in the summer.
Dave loves to follow the Detroit Tigers and gets to as many Detroit Tigers, Toledo Mud Hens, West Michigan Whitecaps, and Lakeland Flying Tigers games as possible. He hasn’t made it to a Double-A affiliate Erie SeaWolves game, but hopes to get there yet.
California License 0B50199
Florida License A217396
Michigan License 08452
National Producer Number 966209
Dave is licensed in numerous additional states across the USA including nearly all of the most populous. If he is not licensed in your state yet, he will add it for you.
Our mission is to provide personalized solutions to meet your unique challenges and financial needs, ensuring your comfort and security. By collaborating with you to understand your dreams, goals, and desires, we will create a comprehensive plan to protect what matters most and ensure you receive valuable living benefits. Together, we will design a path towards a secure and fulfilling future.
Since 1979, Reid has been dedicated to supporting professionals, families, and businesses in navigating their insurance, risk management, and related challenges. In a rapidly evolving landscape of tax laws, insurance industry developments, healthcare reforms, and economic shifts, affordability and retirement planning have become increasingly complex. We empathize with your struggles and view it as our responsibility to offer tailored recommendations that align with your unique needs. Our goal is to provide you with the best possible solutions that ensure your financial security and peace of mind.
Doing what’s right whether anyone is looking or not; being transparent, worthy of your trust.
Emotional engagement with you, to be sure we are on the same page..
Delivering results, owning outcomes, and working with a sense of urgency. When we are working for you, our time is your time.
Willingness to share time, talent and resources. Dave has been a life-long volunteer. He was a leader in his church, serving as a church school board member and treasurer, then as a church deacon, men’s ministries leader, elder, head elder, board member, and board president. He served with distinction as a member of the Michigan Jaycees including leading as a local chapter president and as the state president. He was honored as life member of Jaycees International & JCI Senator 38516 and as US Jaycees Ambassador 2219. He also served many years as a Rotarian, was a Paul Harris fellow many years. Dave served as a board member and Income Development Vice-President of the Jackson County Unit of the American Cancer Society. He served as a volunteer, board member, and board president of the Ann Arbor Center for Independent Living. He founded Blessed Torch, a 501(c)(3) organization to work in impoverished areas of Ecuador, and led mission trips there for 15 years. He also served many years as a volunteer reserve police officer in three Michigan communities.
Engaged in pursuit of full potential – including physical, intellectual, emotional and financial.
Always optimistic, high-energy atmosphere of learning and growth.
Nimbleness; ability to act quickly and decisively to obtain the best results for you..
The power of creative imagination where the best ideas win.
Permanent Life Insurance often includes a cash value component, which grows over time on a tax-deferred basis and can be borrowed against or withdrawn (depending on policy terms).
Permanent Life Insurance types such as whole life, universal life, or variable life insurance have investment features that can grow or decrease in value depending on the underlying investments.
It may be suitable for long-term financial planning, estate planning, and providing lifelong financial security for dependents.
Not at all – those days are gone. Today, everything can be done in complete safety and security with you remaining comfortably in your home, place of business, or wherever you want to be just so long as you have a quiet place where you can be on a computer, tablet, or phone. Sitting in front of a computer is ideal, but whatever suits you is fine. I normally use Google Meet for meetings. If necessary, we can also use other platforms. I have a scheduling tool so that you can easily book a meeting time that is convenient for you on my calendar – the link is on my contact page or just click here: https://calendly.com/dave-reidassurance You will receive a Google Meet invitation sent to your email. If something comes up and you need to reschedule, please let me know as soon as possible so that the time can be freed up for another Client or task. Thank you!
Is anyone financially dependent on you? Will there be any expenses when you die? Debts to pay, funeral bills, burial or cremation, mortgage, education. Is anyone dependent on your income that you would like to help out if you are not there to provide support? Would you like to leave a legacy to a charitable organization? To a church?
If they were employed, check with their employer to see if they had life insurance at their job. To see if they also had personal life insurance that is active, check your relative’s mail, email, or files for any statements or correspondence from insurance companies. check their financial records: Look through bank statements or check for any automatic withdrawals that may have been for life insurance premiums. If your relative had a relationship with an insurance agent, they may have information on any policies they held. If none of that bears fruit, the National Association of Insurance Commissioners has a locator service that will assist you – they will check with all life insurance companies and ask that they check their records. If a company has an active policy, they will respond to you: https://eapps.naic.org/life-policy-locator/#/termsOfUse
Absolutely not. We do not charge fees, and there is no obligation to speak with us. We offer a 15-minute chat meeting just to get to know each other briefly, and of course we can speak longer if you wish. We will then speak longer at a time convenient for you to get to know you and understand your needs and goals. After that, we will get to work on our time, researching to find the best solutions for you and present ideas and suggestions for your consideration. If you choose to do business with us, the companies will pay us for our time and service work. Would you like to chat? We would love to meet you! Just schedule it on the calendar here: https://calendly.com/dave-reidassurance/15-minute-meeting