Resources

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Services

Life Insurance

Instead of leaving your loved ones suffering financially in the event of your premature death, transfer that risk to an insurance company to give you the peace of mind that your family is protected.  Furthermore, you could take advantage of many living benefits if you should choose to do so, such as funding for opportunities, supplemental tax-free retirement income, or long-term care needs.

Services

Annuities

When we reach a certain station in life, it is time to enjoy the fruits of our labor. But we want to be sure that our funds do not run dry. An annuity can preserve our dreams and make certain that we do not outlive our money. Let’s discuss how to maximize the value of our assets by using an appropriate annuity for a portion of them.

Services

Health Insurance

ACA plans, Medicare Supplements, Medicare Advantage, Voluntary Benefits, Hospital Indemnity, Critical Illness – whatever your needs are in the medical insurance area, we have you covered with the plan to fit your needs from a wide selection of leading carriers in your state.

Services

Disability Income

Should an injury or illness prevent you from earning a living for a time, replace some of that lost income with funds from insurance to keep yourself solvent.

Services

For Businesses

We have complete employee benefits plans for groups small and large from many of our nation’s leading providers. 

Business life insurance solutions are a specialty.  Key person plans, split-dollar plans, buy-sell agreement funding.  Any business insurance need.

401ks, IRAs, Roth IRAs, complete Retirement Planning.

Here are some selected resources for information that may be valuable for you.  However, you do not have to go it alone through this research if you do not care to do so – one call to us and we will be happy to handle your questions.  You can always schedule a no-obligation appointment here:  https://calendly.com/dave-reidassurance/15-minute-meeting

Social Security Administration

Here you can apply for benefits or check how much you will receive when you do, as well as perform many other inquiries.  https://www.ssa.gov/

Medicare

to sign up for Medicare:   https://www.ssa.gov/medicare/sign-up

Life Expectancy Calculator

https://www.ssa.gov/cgi-bin/longevity.cgi

*Note:  A drawback of this is that it does not help us to understand what our chances of living longer might be.  For example, presently it shows that a 65-year-old male has an estimated life expectancy of 19.2 years – to age 84.3.  That is an average though.  What it does not tell us is that an age 65-year-old male has a 25% chance of living to age 93, and a 65 year old couple has a 25% chance that one member will live to age 97.  I have a friend that is 97 and doing very well.   I have another friend who is 100 and is doing very well, in fact he is still teaching a bible study class at church and his mind may just  be sharper than mine is.  Longevity runs in my family, I had two great-grandmothers who lived past 100, one of them to 105, and she lived very independently in her own home until age 95.  She would have lived there longer but for an unfortunate fall that broke a hip after which she moved to an assisted living facility.  The point is that we need to plan our retirement income in such a way that it does not run out.  How?  We can help!  Just schedule a no-obligation chat on our calendar  https://calendly.com/dave-reidassurance/15-minute-meeting

                *the dates/ages in the above detail are as of 8/2024

Need some extra income?  Here is a source for tips on how to make money online:  Coming Soon!